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Ramon Desiderio

Ramon is an entrepreneur and financial advisor who has been self-employed since 2013. He writes about entrepreneurship, marketing, and business in general. In this blog, he shares insights, tools, and tips on starting and running a professional self-employment career or business to budding entrepreneurs who are looking to start business ventures or go on their own.

Wage vs. Profit: Which Is A Better Way to Earn Income

Wage vs. profit? It’s more of a question of owning a business or working at a job; which is the better way to earn income?

wage vs profitIf you’d ask any entrepreneur who have had some sort of success in a business or as a self-employed person, it’s a no-brainer. People who have experienced earning full-time income from a business will always and will always choose profits over wages!

It’s otherwise, however, if you’re just looking to earn a living and nothing more but the fact that you’re asking this question means that you’re onto something deeper than simply earning a living.

If building wealth is your cup of tea (which should be, otherwise, you wouldn’t be on this web site), you’re better off with working your way to earning a profit than a wage.… Read more...

tenant first rent to own

How A Tenant First Rent To Own Real Estate Investing Strategy Works from Under the Hood

There are a lot of several types of real estate investment strategies a budding real estate investor can take advantage of and one strategy you can look at is rent to own real estate investing.

Now, over last couple of years, the word “rent to own” business has referred to a lot of different stuff as you can virtually rent to own anything. Look at the car industry, for example; did you know that the one key to most dealership’s car sales success is “rent to own”?

It’s hard to sell cars on cash basis as not everyone would have the dough to drop lump sum at a dealership when buying a car.… Read more...

How to Closely Scrutinize a Home-based Business Opportunity

evaluate a home based business opportunity

Presented with a home-based business opportunity? Don’t fret, rush, or panic!

You see, business opportunities are like buses. There’s always another one that will come along, so don’t feel that you’re going to miss out on an opportunity if you don’t sign up right away.

Do Your Due Diligence

As a true entrepreneur, you need to do your due diligence first before you jump all in to whatever business opportunity your friend or relative peddles.

Keep in mind that no matter how close you are to the “person who invited you”, you are not obliged to sign up and sucker yourself into pyramiding schemes just to please your friend or relative.… Read more...

How to Be Successful in Busines… and in Life

If you haven’t experience any sort of business success at this stage of your journey, you may be one of the many who asks Google, the question: “how to be successful in business”.

Having found this page, you’re in luck! and actually, in for a great treat as this article wasn’t written by a paid writer who earns his or her living writing articles for others with zero business experience but by someone who actually runs a business and has experienced some successes in his chosen field.

I have been successfully running my business in the last three years and in those three years; not once have I relied on a salary as I have, convincingly and happily left the 9 to 5 world in 2012 when I got laid of from a job 14 months after I migrated to Canada.… Read more...

What Is It That Do You Really Want In Life?

Ever heard of the saying… “Life is what you make of it”?

Well, I’m not sure if the quoted phrase above is indeed a saying or a quote; however, life is, specially yours… is what you make of it.

So the question is, what is it that you really want in life?

If you spend your life lingering on the sideways, weary of the what ifs and what might have been… chances are, you’re not satisfied. Not satisfied with where you are right now. Not satisfied with all the mistakes, misfortunes or devastations that you may have experienced in all those years that you’ve spent in this world.… Read more...

Why Your Big House Won't Impress Me

10 Reasons Why Your Big House Won’t Impress Me

Why Your Big House Won't Impress Me

For a lot of people, the pressure and pride of owning  a house, let alone, a big house is enormous.

One of the many reasons why the masses are trapped in poverty and the middle class is the fact that people in general, exert too much effort in looking rich than educating themselves and taking the time to train themselves to actually become rich.

Not surprisingly, too many people are lured into buying the biggest, newest and most grandeur house that they can afford; as their first home and for others who already owns a home, the itch of moving into the most expensive home is suffocating.… Read more...

Real Estate Guru Scams

Real Estate Scams: How to Not Get Caught on Costly Real Estate Education Mouse Traps

Real Estate Guru Scams

Last Sunday, we just completed the last day of a three full day real estate investing workshop that almost parted us with a whooping… drum roll please! $25,000.00 US or $36,000.00 CAD.

It all started a couple of weeks ago when a friend and business partner reserved me a spot on a “free” one day real estate investing event by a familiar HGTV income property celebrity.

The event was packed that they had to split the attendees into three conference rooms to accommodate the crowd, and obviously, by the looks of it, the star has such a good following amongst Canadians.… Read more...

Public Speaking

How to “Man Up” Infront of A Crowd – A Definitive Guide to Developing Confidence in Public Speaking.

For new entrepreneurs, the thought of speaking infront of a crowd is rather nerve-wracking than exciting but public speaking or the capacity to do so is part of what makes an entrepreneur successful so you can’t just simply avoid it for one way or another, you will at some point speak in front of a crowd.

So, imagine yourself, sitting / or standing anxiously, waiting for your name to be called on the platform. If you’ve given speech to a crowd for twenty times or so, it wouldn’t be that big of a deal but if this is your first one or if you only had a couple of speeches under your belt, you may already be nauseated even before your name is called.… Read more...