How to Pay Off Debt in One Year?

How To Pay Off Debt In One Year?

Living with debt is not a new thing as most people would have dealt with debt at some point in their lives. Welcome to the adult world!

As per the Experian data, the consumer debit in aggregate reached a new height of $14.1 trillion in 2019. This overall increment had shown the growth in every debt category.

This includes high mortgage loans, student loans, credit card debts, auto loans, personal loans, lines of credit, and HELOC (Home Equity Line of Credit).

If you feel that you’re drowning in debt and worried about owing so much money, relax, take a deep breath, and stop digging!… Read more...

How to Make Your House Work for You

As you may be well aware by now, your house is not necessarily an asset if all you do is live in it.

Far too many people fall into the “homeownership trap”, thinking that the house they live in is their most precious asset.

It’s the sense of ownership that traps people into houses that they can barely afford.

If your house is sucking away money instead of putting money in your pocket every month, then it’s a liability, rather than an asset as what your banker and realtor would have made you believe.

In essence, it’s what we call, illiquid asset, an asset that’s hard to convert to cash and since it doesn’t give you any form of cash flow, then it’s a liability, at least for the time being.… Read more...

25 Ways to Earn Extra Money from Home

If you’re searching for ways on how you can earn extra money from home, this article is for you!

There are various ways on how you can earn part-time income from the comforts of your home. Thanks to the internet and the many online marketplaces that make all these possible.

As you may well know, having a side gig on top of your full-time job ads up to your household income which may improve your lifestyle or boost your investments.

Everyone has a skill that others are willing to pay for and with the advent of the gig economy and online service marketplaces, earning extra money from home isn’t as hard as it used to once. … Read more...

What is the Cheapest Way to Watch TV in the US?

Love watching TV but hate paying the high fees associated with traditional cable TV service providers?

If you’re looking to save some dough on binge-watching, then read on!

We’re all about making more and saving more, so in this article, we’ll talk about cable TV alternatives that could completely eliminate your cable subscription.

To answer: What is the cheapest way to watch TV?

I would say that you should ditch your cable TV subscription.

My family and I did just that; Cable TV in my part of the world is quite expensive and I’m not one who would waste money on a TV subscription.… Read more...

10 Best No Interest Balance Transfer Credit Cards in the USA

Transferring high-interest credit card balances to low and no interest balance transfer credit cards is an excellent credit card payment strategy that not only helps you save on interest but also helps pay off your credit card debts faster.

If you’re looking at your options and are considering transferring your high-interest credit card balances, below are 10 best no-interest balance transfer credit cars in the USA.

1. Chase Slate Credit Card

The Chase Slate Credit Card allows you to transfer your balance with 0% for 15 months for both balance transfers and purchases.

You’ll have to transfer your balance within the next 60 days after account opening to avail of the no-fee transfer and their 0% APR.… Read more...

Is Buying Better Than Renting?

Is buying really better than renting a house?

Most of us are not fortunate enough to be gifted a house by our parents. In the real world, we need to work hard for the things we need and want.

As they say, “adulting” is hard.

Buying a house is certainly a big decision to make and not one to be taken lightly. If picking the right piece of furniture for your living room already makes your head spin, deciding on whether or not to buy a house is certainly a puzzle for many would-be first-time home buyers.

The Fastest Way to Earn Money [Even if You’re Broke]

So what is the fastest way to earn money?

If you’re searching the web for search terms like “fastest way to earn money”, chances are you’re broke, financially struggling or you just need to make money fast for some pressing need.

No offense, but whatever it is; kudos to you for looking for ways on how you can make money fast and this kind of situation isn’t something that you should be embarrassed about. What you should focus on is, finding ways on how you can earn money fast.

So is it possible?

If you keep an open mind, it is!… Read more...

How to Stop Overspending On Unnecessary Things

How to stop overspending?

A dear friend of mine approached me for help in regard to this specific concern because she happened to overspend money on her birthday that she was out of dough and was at the risk of not making her upcoming rent payment.

At some point in time, most people will find themselves in a similar situation. I myself have learned a valuable lesson when it comes to keeping our priorities in terms of where our money goes.

I am not an over-spender by any means when it comes to my personal finance but I tend to be more aggressive whenever I’m spending for business, thinking that I would recoup the money anyway, but overspending, even in business isn’t a good idea because what we think is a calculated risk may have not been calculated effectively which results to business setbacks that could extend to one’s personal finance.… Read more...

How to Make Money from Home | 11 Real-World Ideas that Actually Work

how to make money from home - 11 real work from home career ideas that work

How to make money from home? Here are 11 real-world work from home ideas you can start!

Thanks to the internet and other communications technology advancement, making money from the comforts of your own home is no longer a myth. What once was just a pipe dream for most is now a reality for many.

If you ever found yourself asking the very question, how to make money from home, you may be looking for other avenues to generate income without trading off time away from home or maybe you’re just dissatisfied with your current job.

There are a lot of career options that will enable you to start making money from home and I’ll try to cover as many of them as possible in this article.… Read more...

Get Rich Quick, Get Rich Slow or Get Rich Fast.

Get Rich Quick

There are a lot of noise and misconceptions surrounding the topic of wealth building or getting rich in general.

So, what’s the best way to get rich?

Based on my experience, improving one’s finances should never be seen as a get rich quick scheme. Most people who are looking to change their financial situation are trapped in the get rich quick mindset.

Though theoretically, a more ideal situation as many get rich quick hopefuls dream of; getting rich overnight just don’t happen in real life. Anyone, claiming or boasting of quick riches must’ve some push-button programs they’re trying to sell you or the next and shinier pyramiding scheme they’ve always wanted to involve you in so you don’t miss out.… Read more...